Two Wheeler Insurance

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What is Bike Insurance?

A bike or two-wheeler insurance policy is essentially a contract between companies that propose insurance to the policyholder. It is a policy that ensures that the contract period whatever the destruction, natural calamities, and accidents that happen with the bike. In other words, it is a policy that offers protection against the detriments that occur from damages or harm to the rider and the pillion and third parties, relying on the type of policy you pick up. However, a policyholder can also extend the coverage of an insurance policy by spending an additional premium to buy add-on covers, for instance, zero devaluation coverage, roadside help coverage, motor coverage, Etc.

Why Do You Need Two Wheeler Insurance Policy?

Below are the advantages that car insurance provider to its policyholder:
Because accidents can happen and sometimes, the other driver is at fault. If you have just one bike, it is easier to keep regular maintenance and repairs. However, when you own more than one motorcycle, the task of keeping track of the servicing dates can be overwhelming. You may forget to carry out some necessary tasks or postpone them in favor of more urgent ones.

The purpose of insurance is to protect you from financial loss if something goes wrong. Therefore, it is crucial that you have an insurance policy for your two-wheeler to protect your investment and your finances. It will help pay for damages due to accidents so that you don't have to worry about your bike's condition. Some policies also provide third-party coverage and legal expenses incurred during an accident.

Why do you need a two-wheeler insurance policy from Life Gaurd?

Because the largest two-wheeler insurer supports you in India. We offer an extensive range of products and services tailored specially to meet all your needs. Our services include 24X7 customer care, online claims support, and easy online payment options. You get a host of options to choose from, including third-party liability


Bike Insurance Coverage

Following are the Bike insurance coverage-
The purpose of insurance is to protect you from financial loss if something goes wrong. Therefore, it is crucial that you have an insurance policy for your two-wheeler to protect your investment and your finances. It will help pay for damages due to accidents so that you don't have to worry about your bike's condition. Some policies also provide third-party coverage and legal expenses incurred during an accident.
In case a claim happens for your destruction, you will have to submit the following documents:
By concluding this article, driving your vehicle is a possession of your desire. You can obtain this with a legal and ethical insurance policy that comprises adequate riding gear, proper supervision of the bike, and adherence to road regulations. The most significant characteristic is keeping your motorcycle safeguarded with the right bike insurance policy.

What is Covered?

Accidents

Accidents can happen anytime and anywhere. to take a rest; we cover any harm caused to your vehicle due to an accident

Fire & Explosion

Assuming that your bike bursts into flames or faces a blast, behave confidently. We've got it covered for you.

Theft

Your bike can be old or new. However, your vehicle is never safe from theft. We offer you real peace in the event of a theft.

Calamities

Your Bike can't remain careful in any regular disasters; however, dread not; we are there for you.

Personal Accident

Your safety is our priority; We cover your treatment charges in case of injury due to a bike accident.

Third-Party Liability

We cover any loss or injury caused by a third party or individual. So you do not need to worry while driving.

What is not Covered?

Depreciation

Depreciation of bike due to their wear and tear is very common, which happens with bike or scooter.

Electrical & Mechanical Breakdown

Electrical or mechanical breakdowns of any nature are revealed.

Illegal Driving

Driving affected by medications or liquor or not having a substantial driving permit is neither cool nor covered.

Compare Two Wheeler Insurance Plan

Comprehensive Two Wheeler Insurance

  • PA cover of Rs. 15 Lakhs
  • Damage to third party vehicle
  • No hefty fines are levied
  • Injury to a third party person
  • Damage due to natural calamities
  • Damage due to events like
  • Zero depreciation, NCB protection
  • Customization of biike value
  •  

Third Party Two Wheeler Insurance

  • PA cover of Rs. 15 Lakhs
  • Damage to third party vehicle
  • No hefty fines are levied
  • Injury to a third party person
  • Damage due to natural calamities
  • Damage due to events like
  • Zero depreciation, NCB protection
  • Customization of car value
  •  

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You are seeking advice from a reputed and trustworthy company.

anytime cancellation

You can payment Via a Verified company payment link.

moneyback guarantee

In money back term policies, you get a percentage of your sum assured during the tenure of the plan.

no policy fees committed

You do not have to pay any extra payment while taking any policy.

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