Car Insurance

call us now

Have any Question? Ask us anything, we’d love to answer!

+91-9625 43 7277

What is Car Insurance?

Car insurance is a kind of policy that protects the car and the owner from unforeseen harm that can occur in the future and lead them to financial losses. In simple words, it is a contract that any insurance company offers on-road protection that ensures damage to your vehicle against third-party harms and own deterioration.

Car Insurance is a must in India and other countries regardless of whether it is a commercial conveyance or a personal vehicle. Most insurance companies in India have tie-ups with car manufacturers and propose car proprietors on-spot quotes.

Advantages of having car insurance-

Below are the advantages that car insurance provider to its policyholder:

Car insurance delivers benefits in the matter of death emerging out of mishaps
The car insurance plans cover the restoration of car restorations due to harm driven by a misfortune.
Covers deterioration is caused by other calamities such as robbery, conflagration, etc.
Car insurance covers for damage induced to third party

Moreover, Car insurance is a very efficient instrument that will cover your fantasy car against injuries and mitigate your expenses in the circumstance of an accident.

Car Insurance Coverage

Following are the Car insurance coverage-

1. Loss or wear and tear because of Natural Calamities: Circumstances beyond your power, for instance, lightning, earthquake, flood, storm, cyclone, tempest, hurricane, landslide, etc.
2. Loss or Injury because of fabricated Accidents: Human-made tragedies like burglary, robbery, hoot, strike, terrorist actions, and any deterioration generated in transit through highway, railing, or water.
3. Personal Accident Cover: This ensures your family's fortune in the circumstance of a permanent disability or the tragic case of your demise. You can obtain a range of up to 2 lakhs for any deterioration provoked to the driver while trekking, climbing, or dismounting from the car. Some insurers also present optional unexpected coverings for co-passengers.
4. Third-Party Legal Harm: Obligatory by regulation, this cover safeguards you against the lawful harm of incidental deteriorations that have resulted in forever damage or demise of a third group. It also wraps the impairment induced by any surrounding property.

What is Covered?

Accidents

Accidents can happen anytime and anywhere. to take a rest; we cover any harm caused to your vehicle due to an accident

Fire & Explosion

Assuming that your vehicle bursts into flames or faces a blast, behave confidently. We've got it covered for you.

Theft

Your vehicle can be old or new. However, your vehicle is never safe from theft. We offer you real peace in the event of a theft.

Natural Disaster

Your vehicle can't remain careful in any regular disasters; however, dread not; we are there for you.

Personal Accident

Your safety is our priority; We cover your treatment charges in case of injury due to a car accident.

Third-Party Liability

We cover any loss or injury caused by a third party or individual. So you do not need to worry while driving.

What is not Covered?

Depreciation

Depreciation of cars due to their wear and tear is very common, which happens with all vehicles.

Illegal Driving

Driving affected by liquor or drugs or without a legitimate driving permit isn't covered.

Consequential losses

Any harm to the vehicle which is anything but an immediate aftereffect of a mishap isn't covered.

Electrical & Mechanical Breakdown

Electrical or mechanical breakdowns of any nature are not covered

Add-ons not purchased

Situations that are covered under additional items and are not purchased will not be covered.

Best Car Insurance Plans That Suit Your Needs

There are three sorts of vehicle protection strategies in India:

Comprehensive car insurance Plan: A comprehensive insurance policy gives you more benefits than any other insurance plan as it also covers third-party harm as well as impairments that occur to your ar. A complete car insurance policy proposes more benefits for third-party harm insurance. It protects the damages caused to the insured vehicle in a calamity, crash, robbery, etc. This kind of insurance plan is the most favored as it presents end-to-end protection and range, therefore less tension for the policyholder.
Third-Party Car Insurance: A third-party harm car insurance policy protects the car insurance proprietor from any permitted penalties that occur because of the involvement of the insured car in an accident. Under this guideline, the insurer pays against disability, damage, demise, or property deterioration to any third party. In this manner, a policyholder obtains guard from the economic detriment towards a third party.
Standalone Own Damage Cover:Any harms and misfortunes caused because of mishaps and crashes, normal disasters, fire, and robbery to your vehicle are covered under independent own harm cover. As the name proposes, it is a safeguard against monetary misfortunes emerging because of harm to your vehicle. You really want to host a functioning third gathering protection strategy to buy this approach.
Private Car Bundle Policy: This cover offers one-year inclusion against harm to your vehicle alongside a long term cover against harms to an outsider individual/property. This cover is great for new vehicle purchasers.

Compare And Select The Best Car Insurance Policy

PA cover of Rs. 15 Lakhs
Damage to third party vehicle
No hefty fines are levied
Injury to a third party person
Damage due to natural calamities
Damage due to events like
Zero depreciation, NCB protection
Customization of car value

Popular

PA cover of Rs. 15 Lakhs
Damage to third party vehicle
No hefty fines are levied
Injury to a third party person
~~Damage due to natural calamities~~
~~Damage due to events like~~
~~Zero depreciation, NCB protection~~
~~Customization of car value~~

Add-on Covers with Car Insurance

Select from the wide range of add-ons to boost your coverage

Zero Depreciation Cover

Every year a car depreciates, but with zero depreciation cover, there is no depreciation deduction even if you claim, and you get the entire amount in your hands.

Return to Invoice

Love Your Car? Give your car this add-on cover and get your invoice value back in case of theft or total damage to your car.

No Claim Bonus Protection

Made a case, insisted on your NCB waiver? You can definitely relax; This additional cover not only ensures that your no case reward is still earned, it also carries it into the following NCB purchases.

Engine and Gear Box Protection

The engine is the heart of your car, and ensuring its safety is important. This cover protects you against financial loss due to damage to your car's engine.